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Field guide

Banker NPC guide

The Banker converts large piles of physical gold into signed, tradable cheques and sells Gold Crate keys.

The Banker converts large piles of physical gold into signed, tradable cheques and sells Gold Crate keys.

Short version

Role Physical gold bank and cheque system

Use this NPC to compact gold into bearer cheques, redeem cheques back into gold, buy Gold Crate keys or forge a weekly Gold Relic from all four cheque tiers.

Costs Live values

Gold Crate Key 1,296 gold. Cheques: Tier I value 5,184 costs 7,258; Tier II value 46,656 costs 58,320; Tier III value 93,312 costs 110,108; Tier IV value 139,968 costs 159,564.

Limits Check timing

Cheque fees are non-refundable: 40%, 25%, 18% and 14%. Confirmations last 15 seconds; redemption requires the cheque in your main hand.

How it works in-game

  1. Banker is configured for this job: Use this NPC to compact gold into bearer cheques, redeem cheques back into gold, buy Gold Crate keys or forge a weekly Gold Relic from all four cheque tiers.
  2. Cost and value: Gold Crate Key 1,296 gold. Cheques: Tier I value 5,184 costs 7,258; Tier II value 46,656 costs 58,320; Tier III value 93,312 costs 110,108; Tier IV value 139,968 costs 159,564.
  3. Limits and timing: Cheque fees are non-refundable: 40%, 25%, 18% and 14%. Confirmations last 15 seconds; redemption requires the cheque in your main hand.

What to do

  1. 01

    Use Banker when your next move matches its role: Physical gold bank and cheque system

  2. 02

    Gold Crate Key 1,296 gold. Cheques: Tier I value 5,184 costs 7,258; Tier II value 46,656 costs 58,320; Tier III value 93,312 costs 110,108; Tier IV value 139,968 costs 159,564.

  3. 03

    Cheque fees are non-refundable: 40%, 25%, 18% and 14%. Confirmations last 15 seconds; redemption requires the cheque in your main hand.

What this NPC actually does

Use this NPC to compact gold into bearer cheques, redeem cheques back into gold, buy Gold Crate keys or forge a weekly Gold Relic from all four cheque tiers.

Costs, stock and cooldowns

Gold Crate Key 1,296 gold. Cheques: Tier I value 5,184 costs 7,258; Tier II value 46,656 costs 58,320; Tier III value 93,312 costs 110,108; Tier IV value 139,968 costs 159,564. Cheque fees are non-refundable: 40%, 25%, 18% and 14%. Confirmations last 15 seconds; redemption requires the cheque in your main hand.

Check this first

  • I know whether this is a buy shop, sell shop, unlock or utility NPC.
  • I checked the listed price, fee, cooldown or stock limit before clicking.
  • I have inventory space for the result or enough gold/shards for the unlock.